Know about our company

We Are Insurance Company

The Cote Insurance agency of New York serves the capital district, with 5 locations in upstate New York based around Saratoga Springs, Schenectady,Corinth, Greenfield Center and Glens Falls, Cote Insurance Agency is proud to serve the insurance needs of individuals and businesses of all sizes. Let us help you find the right auto insurance, home, and commercial insurance to meet your personal needs. Contact us now for a quick, competitive quote.

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We Provide Awesomeness!

Protecting and Saving New York Since 1944


Because we work with over 50 insurance carriers, our product knowledge is vastly superior to most other agencies. And our knowledge is significantly superior to name-brand insurance companies, like Allstate, Farmers, or State Farm. Their agents don’t have the time or staffing to learn about the numerous offerings of all the other insurance companies.


Cote Insurance Agency has more flexibility than traditional insurance companies, like Geico, Allstate, State Farm or Farmers. They sell just one brand. We represent over 50 highly rated insurance carriers and we maintain

All About You

When you’re a client of Cote Agency your licensed agent will remember you and build a relationship with you over time. Unlike online insurance or an 800 number your local Cote Agent not only knows you and your family, they know your situation. You won’t have to go into a long story every time you call to explain your unique situation again.

Better Coverage

We know everyone has unique insurance needs and we strive to get you the best coverage at a lower price.  You don’t want to get caught with your pants down and not having the right coverage from an online or 800 umber insurance company. We will tailor a policy to fit your needs and be easy on your budget. With our newest technology we can provide you a quote in a few minutes for home or auto insurance on the phone or we can work with you through email and even have you sign the forms electronically while saving you up to 25% on what you’re paying and increasing your coverage.

We Are Dedicated Firm

Why Choose Us

Why choosing Cote Insurance Agency is a piece of cake.

Choosing from the countless insurance agencies and companies available today can be very confusing. We wanted to make it easy for you to decide on us. Here are just a few of the reasons you should choose Cote Insurance Agency for all of your insurance needs. We will make your decision a piece of cake!

  • We won’t try to strong arm you into buying insurance from us. Promise!
  • We work for you when you have a claim.
  • We are not beholden to any one company. This means you don’t have to change agencies as your insurance and service needs change.
  • We are your consultants, working with you as you determine your needs.
  • We offer one-stop shopping for a full range of products, including home, renters, auto, business, life, health, and retirement plans.
  • We can periodically review your coverage to keep up with your changing insurance needs.
  • We treat you like a person, not a number.
Commercial Insurance
Main Street America Group InsuranceThe Hanover Insurance CompanyThe Hartford InsuranceAllstate InsuranceCountryway InsuranceLivingston Mutual InsuranceMetlife InsuranceNational General InsuranceNationalwide InsuranceProgressive InsuranceNew York Mutual InsuranceNew York Central Mutual



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50 Companies is A Lot!

The truth about saving money is on insurance is simple; you need to shop around. We believe we offer something other insurance agencies can’t. Our client get access to over 50 different insurance companies and our agent compare those rates to find the best combination of price and coverage.

  • More Companies
  • Means More Options
  • And Bigger Savings For You