About us

About Us

The Cote Insurance agency of New York serves the capital district, with 5 locations in upstate New York based around Saratoga Springs, Schenectady, Corinth, Greenfield Center and Glens Falls, Cote Insurance Agency is proud to serve the insurance needs of individuals and businesses of all sizes. Let us help you find the right auto insurance, home, and commercial insurance to meet your personal needs. Contact us now for a quick, competitive quote.

We Provide Awesomness!

Why choosing Cote Insurance Agency is a piece of cake.

Choosing from the countless insurance agencies and companies available today can be very confusing. We wanted to make it easy for you to decide on us. Here are just a few of the reasons you should choose Cote Insurance Agency for all of your insurance needs. We will make your decision a piece of cake!


When you're a client of Cote Agency your licensed agent will remember you and build a relationship with you over time. Unlike online insurance or an 800 number your local Cote Agent not only knows you and your family, they know your situation. You won't have to go into a long story every time you call to explain your unique situation again.


Cote Insurance Agency has more flexibility than traditional insurance companies, like Geico, Allstate, State Farm or Farmers. They sell just one brand. We represent over 50 highly rated insurance carriers and we maintain agreements with them to get t the best packages available. Now you don't have to waste your valuable time calling multiple companies getting and comparing quotes because we do the shopping for you.


Because we work with over 50 insurance carriers, our product knowledge is vastly superior to most other agencies. And our knowledge is significantly superior to name-brand insurance companies, like Allstate, Farmers, or State Farm. Their agents don’t have the time or staffing to learn about the numerous offerings of all the other insurance companies.


We know everyone has unique insurance needs and we strive to get you the best coverage at a lower priceYou don't want to get caught with your pants down and not having the right coverage from an online or 800 umber insurance company. We will tailor a policy to fit your needs and be easy on your budget. With our newest technology we can provide you a quote in a few minutes for home or auto insurance on the phone or we can work with you through email and even have you sign the forms electronically while saving you up to 25% on what you're paying and increasing your coverage.


During our office hours our phones are answered by a real, live, local, team member who is eager to help you. We can even do schedule evening or weekend appointments to fit your needs .


At times getting insurance can be difficult. Like if you've had one too many accidents or some claims on your home or a couple teens in the house or some other reason where your insurer dropped you. When your prior insurance agent or company won't or can't cover you don't panic. We will be able to find insurance coverage for you at a fair price most of the time .

Serving greater capital region and the state of New York here are a few reasons why The Cote Insurance Agency should be your first and last top when looking for insurance

• We won't try to strong arm you into buying insurance from us. Promise!

• We work for you when you have a claim.

• We are not beholden to any one company. This means you don’t have to change agencies as your insurance and service needs change.

• We are your consultants, working with you as you determine your needs.

• We are value-hunters who look after your pocketbook in finding the best combination of price, coverage, and service.

• We offer one-stop shopping for a full range of products, including home, renters, auto, business, life, health, and retirement plans.

• We can periodically review your coverage to keep up with your changing insurance needs.

• We are committed to customer satisfaction – it’s the key to our livelihood.

• We treat you like a person, not a number.

• We are licensed professionals with strong customer and community ties.

There is a difference. To find out how our independent insurance agency can help you find the right insurance coverage contact us today.

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