Contractor Insurance

We make the hassle of shopping for contractor insurance easy. We offer 8 different carriers that specialize in contractors of all sizes. Whether you are a one man operation, a growing construction business with employees or large enterprise, we have the coverage you are looking for.

Contractor Insurance Made Easy With Cote Insurance

Features of Our Contractor Program

Certificates

Certificates Issued Withing 24 Hours

Straight Forward Pricing

We offer transparency by showing you all the rates we access.

Insurance Requirements Counseling

Before you accept a new job bid, have our agents take a look at the requirements so there are no hidden insurance fees

Certificate Tracking

Have subs? We can help you actively track and manage their requirements and certificate documents.

Here Are Some Sample Premiums

Based on a one individual policy. Policy options, employees, experience, and/or losses could affect these figures. Subject to underwriting approval.

Carpentry - Individual

$1,589Annual

Policy Highlights

  • Limits $1 Mil / $2 Mil
  • Includes Blanket Additional Insured
  • Includes Waiver of Subrogation
  • Includes Primary Non Contributory
  • Includes Tool Coverage
  • *** Underwriting Required

Electrician - Individual

$837Annual

Policy Highlights

  • Limits $1 Mil / $2 Mil
  • Includes Blanket Additional Insured
  • Includes Waiver of Subrogation
  • Includes Primary Non Contributory
  • Includes Tool Coverage
  • *** Underwriting Required

Drywall - Individual

$1,678Annual

Policy Highlights

  • Limits $1 Mil / $2 Mil
  • Includes Blanket Additional Insured
  • Includes Waiver of Subrogation
  • Includes Primary Non Contributory
  • Includes Tool Coverage
  • *** Underwriting Required

Janitorial - Individual

$1,045Annual

Policy Highlights

  • Limits $1 Mil / $2 Mil
  • Includes Blanket Additional Insured
  • Includes Waiver of Subrogation
  • Includes Primary Non Contributory
  • Includes Tool Coverage
  • *** Underwriting Required

Plumbing - Individual

$2,399Annual

Policy Highlights

  • Limits $1 Mil / $2 Mil
  • Includes Blanket Additional Insured
  • Includes Waiver of Subrogation
  • Includes Primary Non Contributory
  • Includes Tool Coverage
  • *** Underwriting Required

Lawn Care - Individual

$1,405Annual

Policy Highlights

  • Limits $1 Mil / $2 Mil
  • Includes Blanket Additional Insured
  • Includes Waiver of Subrogation
  • Includes Primary Non Contributory
  • Includes Tool Coverage
  • *** Underwriting Required

Carpentry - Individual

$1,904Annual

Policy Highlights

  • Limits $1 Mil / $2 Mil
  • Includes Blanket Additional Insured
  • Includes Waiver of Subrogation
  • Includes Primary Non Contributory
  • Includes Tool Coverage
  • *** Underwriting Required

HVAC - Individual

$1,492Annual

Policy Highlights

  • Limits $1 Mil / $2 Mil
  • Includes Blanket Additional Insured
  • Includes Waiver of Subrogation
  • Includes Primary Non Contributory
  • Includes Tool Coverage
  • *** Underwriting Required

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