Home Insurance

Your home is the center of your daily life, and likely your most valuable asset. When your home is damaged or destroyed, you need your claim settled by an insurance company that understands this simple fact. Cote Insurance Agency can help you find the homeowners insurance that will best meet your needs and provide the most valuable combination of tailored coverage, quality service and fair pricing.

Depending on where you live – a house, apartment, or condominium – the right home insurance policy can provide you peace of mind as well as the money you need to repair or replace your home and/or belongings. Contact us for more information today!

We Want You To Save Money On Your Insurance

Money Saving Tips For Car Insurance

Claim Free Discount

Get up to a 20% discount when you switch to Cote without a home insurance claim.

Bundle Your Policies

Combine multiple policies with one carrier for savings up to 25%

Take A Defensive Driving Course

Courses are now offered online. Discounts up to 10%

Your Credit Score Matters

Make sure the person with the better credit score is listed first on the policy

Learn More About Home Insurance


•Dwelling (home structure) This type of insurance is what can help protect the physical structure of your home, like the walls and the roof.

•Other structures This type of insurance can help protect the physical structure of buildings on your property that are separate from your home, such as a shed or a stand-alone garage.

•Personal property Personal property coverage can help protect the belongings inside your home, which can include belongings like furniture, bicycles, stereos and more. If these belongings are stolen or damaged outside of your home, personal property coverage could also help you replace them.

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Liability And Medical

•Liability protection Liability insurance can help protect you if someone makes a claim against you or sues you for damages after being injured on your property.

•Guest medical protection This type of coverage can help cover the cost of medical expenses for a person who’s injured on your property..

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Liability And No Fault

Additional protection Standard Allstate homeowners policies include additional protection. One example of this is reimbursed living expenses coverage, which can help cover increased living costs like hotel stays in the event your home is uninhabitable after a covered loss.

You can choose from many different optional coverage types that can help protect your home, your belongings and your family beyond the standard home insurance coverage types. An example of an optional coverage you could choose is ID Theft, which can offer added protection in the event your identity is stolen.

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