If you own a rental property, you can enjoy dependable coverage with Allstate landlord insurance. You’ll have the support of a knowledgeable agent to help guide you. Call Us to get a landlord insurance quote, and get peace of mind when you hand over the keys.
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Some Savings Tips
Combine multiple policies with one carrier for savings up to 25%
Age of Property
Newer built properties qualify for better rates
Make sure the person with the better credit score is listed first on the policy
Smoke detectors, fire extinguishers and other security items help save money.
Landlord Insurance Coverages
New York State – How much landlord insurance is right for you?
Based in Saratoga Springs, Corinth, South Glens Falls and Greenfield Center, our agents understands the auto insurance needs of our customers.
- Dwelling protection
Covers your rental property and the structures attached to it, like a deck, if something should happen to them.
- Other structures protection
Covers garages, sheds and other buildings that are separate from your rental property.
- Liability coverage
Covers you if you’re sued after an accident, damage or loss related to your property. For example, you might have a lawsuit on your hands if your tenant injures himself on broken stairs in your rental.
- Fair rental income coverage
Helps pay the rental income you would otherwise lose if your rental becomes uninhabitable due to a covered loss and your tenants have to move out. You can keep the money coming in for up to 12 months while the unit is being repaired or rebuilt.
- Premises medical protection
This type of coverage can help pay for reasonable and necessary medical expenses if someone is injured in an accident on your rental property.
- Vandalism coverage
If your rental is vandalized, this add-on can help cover the cost to repair or replace what was damaged. It also provides coverage for belongings used for the rental property.
- Burglary coverage
In the event of a burglary, adding burglary coverage to your landlord insurance policy could help pay for the repairs or replacements your dwelling needs. It covers belongings used for your rental property as well.
- Rental property under construction
If you’re renovating a rental property or building a new construction, this additional coverage could help cover the dwelling before it’s ready for occupancy.
- Building code
When you’re fixing things up after a covered loss, adding building code coverage to your landlord policy could help cover the increased cost of enforcing any building codes, ordinances or laws regulating the construction, reconstruction, maintenance, repair or demolition of your dwelling.