Cote Makes ATV Insurance Easy

ATV Insurance

We’ve Simplified The Process Of Purchasing Car Insurance. Price Comparisons and Coverage Counseling.

Enjoy the thrill of every jump, dip and turn even more by knowing you’re protected. Cote offers insurance coverage beyond your auto and home policies—for all terrain vehicles (ATVs), utility vehicle (UTVs), dune buggies, golf carts, go-karts, trail bikes and more. Talk to an agent about your ATV insurance options today.

  • Never Shop For Insurance Again!  We Do It For You!
  • Make The Insurance Companies Compete For Your Business!
  • Live Local Agents Committed To You!
  • No 1-800 Numbers! No Hold Times! Instant Service!
Off Road Vehicle Insurance

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Protecting and Saving New York Money Since 1944


Because we work with over 50 insurance carriers, our product knowledge is vastly superior to most other agencies. And our knowledge is significantly superior to name-brand insurance companies, like Allstate, Farmers, or State Farm. Their agents don’t have the time or staffing to learn about the numerous offerings of all the other insurance companies.


Cote Insurance Agency has more flexibility than traditional insurance companies, like Geico, Allstate, State Farm or Farmers. They sell just one brand. We represent over 50 highly rated insurance carriers and we maintain

All About You

When you’re a client of Cote Agency your licensed agent will remember you and build a relationship with you over time. Unlike online insurance or an 800 number your local Cote Agent not only knows you and your family, they know your situation. You won’t have to go into a long story every time you call to explain your unique situation again.

Better Coverage

We know everyone has unique insurance needs and we strive to get you the best coverage at a lower price.  You don’t want to get caught with your pants down and not having the right coverage from an online or 800 umber insurance company. We will tailor a policy to fit your needs and be easy on your budget. With our newest technology we can provide you a quote in a few minutes for home or auto insurance on the phone or we can work with you through email and even have you sign the forms electronically while saving you up to 25% on what you’re paying and increasing your coverage.