Personal Umbrella Insurance
To really feel secure about protecting your assets and your future, you may need the extra level of protection provided by a personal umbrella liability insurance policy.
New York– What’s Peace of Mind Worth to You?
An umbrella policy provides additional layers of liability protection. If the liability limits are exhausted on your home, auto, or other underlying insurance policy, your umbrella insurance policy takes over and provides you with additional protection. The cost is minimal compared to the comfort of knowing you’re covered.
Saratoga Springs, Glens Falls, Queensbury, Ballston Spa, Schenectady – Do You Have Enough Liability Insurance?
Imagine what would happen if your dog was to bite a neighbor’s child, or if there was an accident on your rental property. What would happen if a fire in your condo spread to other units? If any of these things happened to you, there’s a good chance your current liability limits wouldn’t be adequate to protect your assets, or your future earnings.
Liability Insurance Starts When the Others Stop
Once the liability limits are exhausted on your home, auto, or other policy, your umbrella policy takes over and provides a second layer of protection of at least $1,000,000. Higher limits may also be available. Talk with Cote Insurance Agency to determine the right amount of coverage for your needs.
An umbrella insurance policy also pays some claims not covered by your home, auto, or other underlying insurance. The policy covers not just you, but your spouse and all family members living in your household, anywhere in the world. Legal defense fees are also paid.
The right coverage for you is unique – To find out how to protect yourself, your family and your future with the right personal umbrella insurance for you, just call one of our offices to speak with one of our agents and determine the right coverage for you
Cote Insurance can insure your Motorcycle, Classic Car, Motor Home & RV, Boat & Jet Ski, and ATV too!
Rather Meet With An Agent Face To Face?
Book An Appointment Online With Your Local Cote Insurance Agent.
Some Savings Tips
Combine multiple policies with one carrier for savings up to 25%
Higher Underlying Coverages
Having higher limits on your underlying policies helps reduce costs of the umbrella policy.
Make sure the person with the better credit score is listed first on the policy
Shop around to find more savings.
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Want to talk?
Please call us:
Saratoga Springs – 518-587-3303
Corinth – 518-654-9021
South Glens Falls -518-761-6764
Greenfield Center -518-893-2683
Schenectady – 518-533-3600