Workers’ compensation coverage pays for medical care and physical rehabilitation of employees injured at work and helps to replace lost wages while they are unable to work. Additionally, this coverage protects an employer from being sued by an injured worker in most cases.
Cote Insurance can help your business find complete solutions to your unique workers compensation insurance needs. We’ll find solutions that create safer and more productive workplaces, more confident and secure workers and overall savings you’ll see on the bottom line..
Coverage for office workers using their own vehicles on company business is often needed, as well. If you have employees, it is critical that you consider this workers compensation coverage.
New York State– What you need to know about workers compensation insuranceSome Workers Compensation coverage can include:
•Innovative payment systems
•Medical disability case managers
•Utilization management nurses
•Certified life care planning nurses
•Vocational rehabilitation consultants
•Physician consulting services
•Contracts with medical network providers
•Managed prescription drug program