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Saratoga Springs Office

Schenectady is our newest location which opened in late 2016. The Schenectady insurance market is large and we wanted to bring our mission of “treating every client like family by providing outstanding service at the best price every time!” there. We are getting a great reception from our new clients and hope to serve them for many years to come.

Agent – Fred Baldes

Hello, I’m Fred the owner of the Cote Agency. Coming from humble beginnings, I have been working hard since the age of 12 and have always kept an eye on my personal money to make sure I was getting a great deal on whatever I bought. I wanted to pass my personal financial views on to my clients, so when I took over the original Cote Agency in Corinth refocused our attention on making sure that our clients were getting a great deal on their insurance. My business philosophy is to sell at low cost, give great service and in turn sell a higher volume. I have been in the insurance and financial services business since 2001 and have a masters
degree from the American College in Financial Services and hold several professional designations such as CFP, ChFC,

Send Us A Message
1656 Dewitt Street, Schenectady NY 12303
Mon – Fri 9 am to  pm  
After Hours By Appointment
Phone: 518-533-3600