If you are a Vendor, Exhibitor or Concessionaire looking for Event Liability Insurance for a single event or an annual vendor policy, Cote Insurance Event Insurance understands your unique coverage needs.

Personalized Protection for single events or annual policies with unlimited Certificates of Liability. Cote Insurance Vendor Event Liability Insurance is specifically designed to cover the unique liability exposures of vendors, exhibitors and concessionaires who work on an independent contractor basis at local fairs, festivals, special events, private parties, conventions or trade shows.


Concessionaire, vendors or exhibitors insurance offers liability insurance to protect against lawsuits. Claims may arise for property damage, and bodily injury from you products, advertising, operations, or premises.

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Event Insurance offers several coverages for vendors operating temporarily or throughout the year including Event Liability Insurance (also referred to as CGL, Commercial General Liability or Spectator Liability), Cancellation Insurance and Weather Insurance. Event Liability insurance is an insurance policy designed to provide protection for situations in which a vendor or exhibitor must defend itself against lawsuits or pay damages for bodily injury or property damage to third parties. This policy also gives protection to the venue and or sponsors of the event by adding them to the policy as an Additional Insured. Additional Insureds can be added online any time.

• General Liability (Bodily Injury/Property Damage)(Host Liquor Liability included)
• Care, Custody or Control Liability (Third Party Property Damage)($2,500 Deductible)
• Collapse of Temporary Structure Liability
• Contractual Liability
• Damage to Premises (Fire Legal Liability)
• Hired and Non-Owned Auto Liability
• Liquor Liability (For the sale of alcohol>
• Medical Payments
• Terrorism
• Third Party Property Damage (Care, Custody or Control Liability)($2,500 Deductible)

Types of Events

  • Food concessionaires or vendors
  • Flea Market vendors
  • Farmer’s Market booths
  • Arts and crafts vendors
  • Leather goods
  • Costume jewelry concessions
  • Refreshments concessions
  • Trade show exhibits
  • Temporary exhibitors
    (all types)
  • Character/photo exhibits
    (Mickey Mouse, Superman)
  • Game trailers
  • Gift wrap booths
  • Retail carts
  • Seasonal displays
  • Antique vendors
  • Retail or display kiosks