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View the latest blog posts from Cote Agency.
Thursday, August 13, 2020
Business insurance is used in order to protect businesses from lawsuits and other losses that could have a large financial impact otherwise.
Required Business Insurance and Penalties
Business insurance requirements vary by state. Most states require businesses to carry a minimum amount of:
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Tuesday, August 11, 2020
In today’s uncertain economic times, people are driving less. They also are trying to save as much as they can on expenses, including their auto insurance. You might feel tempted to let your coverage lapse if you no longer drive. However, that’s the wrong decision. READ MORE >>
Tuesday, August 11, 2020Do You need to Buy Auto Insurance in the Capital District of New York In America there are all types of laws and regulations. Some laws are federal covering the entire country and some are state laws just applying to the stae you are in. Auto insurance laws and regulations are controlled by the local state you are located in. READ MORE >>
Thursday, August 6, 2020
n modern days, essentially no business is worth working for if they don’t offer a solid health insurance plan. Healthcare is expensive and insuring through your employer can often be the cheaper option.
There is no mandate stating that you have to purchase health insurance through your employer if you don’t want to, however. READ MORE >>
Tuesday, August 4, 2020
Simple Tips to Help Fireproof Your Home
House fires caused approximately $8 billion in property damage, more than 2,800 fatalities and more than 11,000 injuries in 2018. With people staying home more than ever these days, it is imperative to keep the property fire-safe. READ MORE >>
Thursday, July 30, 2020
It only takes a small amount of water to cause a lot of damage in your home. Your homeowners insurance might provide help with cleaning up the mess and repairing damaged property. However, it will only do so for certain types of water damage. READ MORE >>
Tuesday, July 28, 2020
Something no driver ever wants to do is to hit an animal that strays into the roadway. This accident could cause a huge mess and damage your vehicle (and others if a chain wreck occurs). Not only that, there’s bound to be a fair amount of heartache if you are an animal lover. READ MORE >>
Thursday, July 23, 2020
Health insurance has an unfortunate reputation for being expensive, but everyone needs it. It’s important for everyone to find the right health insurance policy for you and your family without paying too much for coverage.
Individual Health Insurance vs Family Health Insurance
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Tuesday, July 21, 2020
Are you concerned about the premium you will have to pay for your business insurance? Insurance is part of your overhead, so it’s understandable that you will want to keep it affordable. Your commercial insurance agent is happy to help you understand the various factors that will impact your premiums. READ MORE >>
Thursday, July 16, 2020
Life insurance is a unique form of policy that pays out claims at the end of the policyholder’s life. Instead of the policyholder receiving compensation, the premiums they pay are built toward compensation for the policyholder’s beneficiaries.
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