Tuesday, August 25, 2020
Car insurance policies can look different depending on premiums, deductibles and coverage limits, but all car insurance policies are designed to cover three certain areas.
A full coverage car insurance policy covers:
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Thursday, August 20, 2020
When insuring possessions on homeowners insurance, you have a lot of leeway to choose the limits you want. Yet, the thing about possessions insurance is that your coverage might restrict how much it will pay for items of value, like your electronics. READ MORE >>
Tuesday, August 18, 2020
Most health insurance policies don’t cover dental procedures, despite the fact that teeth and gums can have a direct impact on a person’s health. A lot of dental procedures, such as teeth whitening and braces, are seen as not medically necessary.
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Friday, August 14, 2020How Does Commercial Auto Insurance work in the Capital District of NY
As your local insurance professionals, we are often asked about commercial auto insurance vs personal auto insurance. How does it work, How much more expensive is it going to be, What is the difference anyway... READ MORE >>
Thursday, August 13, 2020
Business insurance is used in order to protect businesses from lawsuits and other losses that could have a large financial impact otherwise.
Required Business Insurance and Penalties
Business insurance requirements vary by state. Most states require businesses to carry a minimum amount of:
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Tuesday, August 11, 2020
In today’s uncertain economic times, people are driving less. They also are trying to save as much as they can on expenses, including their auto insurance. You might feel tempted to let your coverage lapse if you no longer drive. However, that’s the wrong decision. READ MORE >>
Tuesday, August 11, 2020Do You need to Buy Auto Insurance in the Capital District of New York In America there are all types of laws and regulations. Some laws are federal covering the entire country and some are state laws just applying to the stae you are in. Auto insurance laws and regulations are controlled by the local state you are located in. READ MORE >>
Thursday, August 6, 2020
n modern days, essentially no business is worth working for if they don’t offer a solid health insurance plan. Healthcare is expensive and insuring through your employer can often be the cheaper option.
There is no mandate stating that you have to purchase health insurance through your employer if you don’t want to, however. READ MORE >>
Tuesday, August 4, 2020
Simple Tips to Help Fireproof Your Home
House fires caused approximately $8 billion in property damage, more than 2,800 fatalities and more than 11,000 injuries in 2018. With people staying home more than ever these days, it is imperative to keep the property fire-safe. READ MORE >>
Thursday, July 30, 2020
It only takes a small amount of water to cause a lot of damage in your home. Your homeowners insurance might provide help with cleaning up the mess and repairing damaged property. However, it will only do so for certain types of water damage. READ MORE >>