Welcome To Our Agency

What Is Cote

Cote Insurance is your one stop agency for low cost personal and commercial insurance.

Save Money On Your Insurance

The agents of Cote Insurance pride ourself on providing our customers is over 50 personal lines companies and more than 60 commercial insurance companies.

Stop overpaying for your insurance. With one phone call to Cote, we can show you that our aproach to shopping for insurance sets us apart from other insurance agencies in NY.

Why waste time trying to find insurance by yourself? It does not cost more money to have an agent by your side. In fact, having a knowledgeable agent will help you find ways to save more.

Personal Insurance

Looking for low cost auto, home or recreation insurance? Cote offers it all!

Personal Insurance

Every client of Cote insurance is unique. Our knowledge of the insurance marketplace brings the best companies to you. Don't spend your time calling multiple companies and agencies when Cote can shop them for you.

Make the insurance companies fight for your business. Stop fighting for the lowest price, in a 10 minute phone call, Cote agent's can get up to 26 indications from our carriers. We are you one stop shop for low cost personal insurance.

Call us today to start your no obligation consultation.

Commercial Insurance

The responsibilities of businesses today makes insurance more important than ever.

Commercial and Business Insurance

Cote Insurance insures business of all variety and size. Whether you have a small retail shop, an in-house business, or you are a large corporation, Cote Insurance Agency can show you how to leverage your current insurance to help you cut costs.

With the variety of insurance requirements in New York, insurance can be a cost burden to any business size. The agents at Cote Insurance specialize in educating our clients on their insurance needs and propose cost effective insurance products to address those needs.

Don't risk sub-par coverage when we may be able to broaden your insurance and cut your costs at the same time.


Coverage for Artisan Contractors.

Coverage For Independant Contractors

It's not easy for independant contractors to find the right coverage at an affordable rate. You may be required to get coverage for a job or you work for yourself and want to protect your daily activities. Cote has specialized coverage through 10 different companies specifically for contractor insurance.

From carpenters to electricians, we can cover just about any trade specialty. Call us today to get a certificate of insurance for your general liability policy.

Coverage for General Liability starts at as low as $400 a year.

Ask us about ways to bundle your liability, commercial auto and workers compensation policies to save you more!

Life Insurance

Term Life, Whole Life, Universal Life, Cote Saves Yiu More on Life Insurance

Life Insurance

Although you may not want to think about it, Life Insurance is important for your family to continue their lifestyle.

Purchasing a life insurance policy from Cote may be the most selfless act you do today.

We also over products to cover you and your family from unexpected expsenses from accidents and illnesses.

Protect your family today.

We're Growing

Cote Insurance is one of the fastest growing agencies in New York

Four Convenient Locations

Our philosophy of offering the most companies goes hand in hand with our location philosophy.

We need to be where you are. While other agencies are cutting costs and centralizing their offices, we still see the need for us to be in your community to serve you better.

Our agents know you and our community. We work and live where you work and live. We know the exposures you need protected because we are in your community.

Stop in to one of 4 offices today to meet your local agent.

Vacation Home Insurance

Whether you are renting a property or buying a second home. We insure it for less!

Vaction Property Insurance

Our upstate community is a vacation destination for people from all around the world. Insuring vacation properties can be cumbersome with many company requirements. If you are purchasing a rental or vaction property you need to cover the unique exposures that come with it.

Ask us about our short term rental options for homeowners in Saratoga Springs during the August track season

We also offer insurance for hotels and motels as well as lanlord insurance

Start Your Quote

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Latest Savings

  • Jan 2, 2015

    Diana B. from Saratoga

    saved $2400 a year on auto and home

  • Dec 31, 2015

    Tim S. from Salem saved $980 on Farm Insurance

    Tim S. from Salem saved $980 on Farm Insurance

  • Feb 2, 2015

    Brian W. from Glens Falls saves $632 a year on home insurance.

  • Feb 28, 2015

    Fred Baldes from Ballston Lake saved $1,276 on a business package policy

  • Feb 7, 2015

    Alyssa L. from Saratoga save $2400 a year on auto and home

  • Dec 31, 2015

    Michelled D. from Corinth saved $410 on Auto Insurance

  • Jan 2, 2015

    Camille L. from Greenfield Center saves $341 a year on auto and home

  • March 1, 2015

    Chris Smith from Saratoga Springs saved $4,672 on Business General Liability Insurance


Learn more about the wide variety of insurance products we offer. Whether you need an auto policy, a business policy or something a little more complicated, Cote has your back! No matter how big or small, we cover it all!

Contact Us

  • Saratoga Springs
  • 68 Weibel Ave
  • Saratoga Springs, NY 12866
  • Phone (518) 587-3303
  • Fax (518) 587-4766
  • Corinth
  • 94 Main Street
  • Corinth, NY 12822
  • Phone (518) 654-9021
  • Fax (518) 654-7806
  • South Glens Falls
  • 1710 Route 9
  • South Glens Falls, NY 12803
  • Phone (518) 761-6764
  • Fax (518) 761-1185
  • Greenfield Center
  • 3060 Route 9N
  • Greenfield Center, NY 12833
  • Phone (518) 893-2683
  • Fax (518) 893-2678